Helping Your Children Buy a First Home
From day one, parents help their children with almost everything. But sometimes even adult
Pre-Qualification vs. Pre-Approval: Understanding the Mortgage Process
Pre-qualification and pre-approval are commonly used terms that relate to the mortgage process in New Jersey.
Is Now a Good Time to Buy a House in New Jersey, Versus 2019?
The New Jersey real estate market has undergone many changes over the last few years, and this has many
New Jersey Loan Limits 2018: FHA, Conforming and Jumbo Amounts
Home values in most New Jersey towns and cities rose steadily during 2017. This prompted the Federal Housing
Bergen County Loan Limits 2018: FHA, Conforming and Jumbo Amounts
Home prices in Bergen County, New Jersey rose steadily over the last couple of years. And the price growth
Zero-Down-Payment Mortgage Options for New Jersey Borrowers
In aprevious article, we discussed some of the strategies for minimizing your down payment. But what
30-Year Fixed Mortgage: The Most Popular Loan Type
The 30-year fixed-rate conventional mortgage is by far the most popular type of home loan in New Jersey and
FHA Versus Private Mortgage Insurance
Home buyers in New Jersey who make smaller down payments often have to pay for a mortgage insurance policy.
IRS: Some Home Equity Loans Are Still Tax Deductible
There’s nothing like tax reform to create confusion among taxpayers. Previously, we wrote that home
Buying a Home in New Jersey in 2018: A Sense of Urgency?
Should I buy a home in New Jersey now, in 2018, or wait until 2019? What will market conditions be like if I
New Jersey Down Payment Assistance: The Family Gift Option
When home buyers think about down payment assistance, it’s usually grants and short-term loans that
Letter Writing: A Way to Win Bidding Wars
Could writing a heartfelt letter to the seller give you an added advantage during a real estate bidding war?
What Things Are Needed When Buying A Home
“What kinds of things do I need to buy a house in New Jersey?” This is a common question among
FHA Loans in 2018: Answers to 5 Common Questions
FHA loans are a popular mortgage option among home buyers in New Jersey, particularly for first-time buyers
Home Equity Loans No Longer Deductible, Starting in 2018
New Jersey homeowners with home equity loans will no longer be able to deduct from their taxes the interest